Price guide · published 5 Oct 2026

How much is the RedotPay card?

Short answer: the RedotPay virtual card costs 10 USD and the physical card 100 USD, paid once when the card is issued. With a 20% coupon that becomes about 8 USD (code REDOT) or 80 USD (code REDOTCODE). After that you pay small percentage fees only when you use the card.

One-time price: issuance fee

RedotPay card issuance fee with and without coupon
Card	List price	Coupon	After coupon	Best for
Virtual Visa	10 USD	REDOT (20%)	≈ 8 USD	Online shopping, subscriptions, Apple Pay / Google Pay where supported
Physical Visa	100 USD	REDOTCODE (20%)	≈ 80 USD	Shops, travel, ATM cash

List prices from the RedotPay Help Center; the after-coupon column is simple arithmetic. Shipping or local pricing can appear at checkout, and the in-app total is always final.

Ongoing cost: usage fees

RedotPay's fee page lists these card fees (checked 5 Oct 2026). No coupon reduces them.

1% crypto conversion: when your crypto balance is converted to pay.
1.2% currency fee: when the purchase is in a different currency from the card.
2% ATM fee: physical card; USD cards pay 3% on withdrawals above 10,000 USD in a month. The ATM owner may add its own charge.
1.5% at certain listed merchants: minimum 0.50 USD, with the first three such payments each month waived.
No monthly or annual fee appears on the published list.

Three worked first-year examples

These are illustrations built from the official percentages, not measured bills. Assumptions: the 1% conversion applies to everything you spend or withdraw, and the coupon gives the full 20% off.

Estimated first-year cost by user type
User	Card + coupon	Yearly usage	Fees	Year-one total
Subscriber: streaming and software billed in USD	Virtual, REDOT: 8.00	600 USD spend (50/month), 0% foreign currency	Conversion 6.00	≈ 14 USD
Online shopper: mixed-currency stores	Virtual, REDOT: 8.00	2,400 USD spend, half in other currencies	Conversion 24.00 + currency 14.40	≈ 46 USD
Traveller: shops and ATMs abroad	Physical, REDOTCODE: 80.00	6,000 USD spend (80% foreign) + 2,400 USD ATM cash	Conversion 84.00 + currency 57.60 + ATM 48.00	≈ 270 USD

The traveller example shows the main point: after the first month, usage fees, not the card price, drive the cost. Saving 20 USD with REDOTCODE helps, but spending in the card's own currency and taking out fewer, larger ATM withdrawals matter more over a year.

Try your own numbers in the first-month calculator.

Ways to pay less

Start with the virtual card and REDOT; most online spending never needs plastic.
Use REDOTCODE only when you really need the physical card.
If you are new, the 5 USD signup link gives spend credit for 30 days after activation (not usable on the card fee).
Check that RedotPay issues cards where you live. Its 28 Aug 2026 restriction list includes the US, India, mainland China, Singapore, Indonesia, Turkey and others.

Ready to apply a coupon? See the RedotPay promo code guide for where REDOT and REDOTCODE go at checkout.

FAQ

Is the RedotPay card free?

No. RedotPay charges a one-time issuance fee: 10 USD for the virtual card and 100 USD for the physical card. A 20% coupon (REDOT for virtual, REDOTCODE for physical) lowers that to about 8 or 80 USD.

What is the cheapest way to get a RedotPay card?

Order the virtual card and apply coupon REDOT at checkout, for about 8 USD. Add the physical card later only if you need in-store or ATM use.

Does RedotPay charge a monthly fee?

RedotPay's published fee list shows no monthly or annual card fee. You pay percentage fees when you spend: 1% crypto conversion, 1.2% for payments in a different currency than the card, 2% ATM (USD cards 3% above 10,000 USD per month) and 1.5% at certain listed merchants.

Can I pay the card fee with the 5 USD signup reward?

No. RedotPay says the 5 USD reward cannot be used for the card issuance fee; it is spend-only for 30 days after activation.